India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026

India Loan Against Property Market By Property Type (Self-occupied residential property, Rented Residential property, Commercial property, Self-owned plot), By Type of Loan (Personal Loan, Business Loan, Building & Construction Loan, Others), By Interest Rate (Fixed Rate; Floating Rate), By Source (Bank & Housing Finance Companies (HFCs)), By Tenure (Upto 5 years; 6-10 years; 11-24 Years; 25-30 Years), By Region, Forecast & Opportunities, FY2026

Published Date: February - 2025 | Publisher: MIR | No of Pages: 320 | Industry: BFSI | Format: Report available in PDF / Excel Format

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India Loan Against Property Market was valued at USD 756.34 Billion in 2024 and is expected to reach USD 1598.23 Billion by 2030 with a CAGR of 13.28% during the forecast period.

India loan against property market is segmented based on property type, type of loan, interest rate, source, tenure, region, and company. Based on the source, the market is further bifurcated into bank and housing finance companies (HFCs). Among these, the bank segment dominated the market in FY2020, and the trend is likely to continue until FY2026 as they provide lower interest rates along with benefitting the customers with myriad lucrative loan schemes. Based on the type of loans, the market is further fragmented into personal loan, business loan, Thermal & construction loan, and others. Among these, a business loan is expected to dominate the market during the forecast period, closely followed by Thermal & construction loans as most of the small and medium-sized enterprises demand funds for business and capital purposes.

Some of the market players such as Housing Development Finance Corporation Limited (HDFC), Industrial Credit and Investment Corporation of India Bank Limited (ICICI), Life Insurance Corporation Housing Finance Limited (LIC), Punjab National Bank Housing Finance Limited (PNB),

Years considered for this report

Historical YearsFY2016-FY2019

Base YearFY2020

Estimated YearFY2021

Forecast PeriodFY2022–FY2026

Objective of the Study

  • To analyze the historical market growth in the market size of the India loan against the property market from FY2016 to FY2020.
  • To estimate and forecast the market size of the India loan against property market from FY2021 to FY2026 and growth rate until FY2026.
  • To classify and forecast India loan against the property market based on property type, type of loan, interest rate, source, tenure, region, and company.
  • To identify the dominant region or segment in the India loan against property market.
  • To identify drivers and challenges for India loan against property market.
  • To examine competitive developments such as expansions, new product launches, mergers and acquisitions, etc., in the India loan against property market.
  • To conduct pricing analysis for India loan against property market.
  • To identify and analyze the profile of leading players operating in the India loan against property market.
  • To identify key sustainable strategies adopted by market players in the India loan against property market.

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Key Target Audience

  • Loan against property banks, end-users, and other stakeholders
  • Government bodies such as regulating authorities and policymakers
  • Organizations, forums, and alliances related to loan against property
  • Market research and consulting firms

The study is useful in providing answers to several critical questions that are important for the industry stakeholders such as banks, end-users, etc., besides allowing them in strategizing investments and capitalizing on market opportunities.

Key Market Players

HDFC Bank Ltd.
ICICI Bank Limited
LIC Housing Finance Limited
PNB Housing Finance Limited
State Bank of India Limited
South Indian Bank Limited
Indian Bank Limited
Federal Bank Limited
Yes Bank Limited
Axis Bank Limited

 

Report Scope

In this report, the India Loan Against Property Market has been segmented into the following categories, in addition to the industry trends which have also been detailed below

India Loan Against Property Market, By Property Type
o   Surface-Retarders-Market' target='_blank'>Concrete-Market' target='_blank'>Self-Occupied Residential Property

o   Rented Residential Property

o   Commercial Property

o   Surface-Retarders-Market' target='_blank'>Concrete-Market' target='_blank'>Self-Owned Plot

India Loan Against Property Market, By Interest Rate
o   Fixed Rate

o   Floating Rate

India Loan Against Property Market, By Region
o   Upto 5 Years

o   6-10 Years

o   11-24 Years

o   25-30 Years

India Loan Against Property Market, By Region
o   North

o   South

o   East

o   West

 

Related Reports

Table of Content

Table of content
1.    Introduction

1.1.  Market Overview

1.2.  Key Highlights of the Report

1.3.  Market Coverage

1.4.  Market Segments Covered

1.5.  Research Tenure Considered

2.    Research Methodology

2.1.  Methodology Landscape

2.2.  Objective of the Study

2.3.  Baseline Methodology

2.4.  Formulation of the Scope

2.5.  Assumptions and Limitations

2.6.  Sources of Research

2.7.  Approach for the Market Study

2.8.  Methodology Followed for Calculation of Market Size & Market Shares

2.9.  Forecasting Methodology

3.    Executive Summary

3.1.  Market Overview

3.2.  Market Forecast

3.3.  Key Regions

3.4.  Key Segments

4.    Voice of Customer

4.1.  Factors Influencing Availing Decision

4.2.  Source of Information

5.    India Loan Against Property Market Outlook

5.1.  Market Size & Forecast

5.1.1.    By Value

5.2.  Market Share & Forecast

5.2.1.    By Property Type Market Share Analysis (Self-Occupied Residential Property, Rented Residential Property, Commercial Property, Self-Owned Plot)

5.2.2.    By Interest Rate Market Share Analysis (Fixed Rate, Floating Rate)

5.2.3.    By Tenure Market Share Analysis (Upto 5 Years, 6-10 Years, 11-24 Years, 25-30 Years)

5.2.4.    By Regional Market Share Analysis

5.2.4.1.        North Market Share Analysis

5.2.4.2.        South Market Share Analysis

5.2.4.3.        East Market Share Analysis

5.2.4.4.        West Market Share Analysis

5.2.5.    By Top 5 Companies Market Share Analysis, Others (2024)

5.3.  India Loan Against Property Market Mapping & Opportunity Assessment

5.3.1.    By Property Type Market Mapping & Opportunity Assessment

5.3.2.    By Interest Rate Market Mapping & Opportunity Assessment

5.3.3.    By Tenure Market Mapping & Opportunity Assessment

5.3.4.    By Region Market Mapping & Opportunity Assessment

6.    India Self-Occupied Residential Property Market Outlook

6.1.  Market Size & Forecast      

6.1.1.    By Value

6.2.  Market Share & Forecast

6.2.1.    By Interest Rate Market Share Analysis

6.2.2.    By Tenure Market Share Analysis

7.    India Rented Residential Property Market Outlook

7.1.  Market Size & Forecast      

7.1.1.    By Value

7.2.  Market Share & Forecast

7.2.1.    By Interest Rate Market Share Analysis

7.2.2.    By Tenure Market Share Analysis

8.    India Commercial Property Market Outlook

8.1.  Market Size & Forecast      

8.1.1.    By Value

8.2.  Market Share & Forecast

8.2.1.    By Interest Rate Market Share Analysis

8.2.2.    By Tenure Market Share Analysis

9.    India Self-Owned Plot Market Outlook

9.1.  Market Size & Forecast      

9.1.1.    By Value

9.2.  Market Share & Forecast

9.2.1.    By Interest Rate Market Share Analysis

9.2.2.    By Tenure Market Share Analysis

10. Market Dynamics

10.1.            Drivers

10.2.            Challenges

11. Market Trends & Developments

12. SWOT Analysis

12.1.            Strength

12.2.            Weakness

12.3.            Opportunity

12.4.            Threat

13. Policy & Regulatory Landscape

14. India Economic Profile

15. Competitive Landscape

15.1.            Company Profiles

15.1.1. HDFC Bank Ltd.

15.1.1.1.     Company Details

15.1.1.2.     Products & Services

15.1.1.3.     Financials (As Per Availability)

15.1.1.4.     Key Market Focus & Geographical Presence

15.1.1.5.     Recent Developments

15.1.1.6.     Key Management Personnel

15.1.2.  ICICI Bank Limited

15.1.2.1.     Company Details

15.1.2.2.     Products & Services

15.1.2.3.     Financials (As Per Availability)

15.1.2.4.     Key Market Focus & Geographical Presence

15.1.2.5.     Recent Developments

15.1.2.6.     Key Management Personnel

15.1.3. LIC Housing Finance Limited

15.1.3.1.     Company Details

15.1.3.2.     Products & Services

15.1.3.3.     Financials (As Per Availability)

15.1.3.4.     Key Market Focus & Geographical Presence

15.1.3.5.     Recent Developments

15.1.3.6.     Key Management Personnel

15.1.4. PNB Housing Finance Limited

15.1.4.1.     Company Details

15.1.4.2.     Products & Services

15.1.4.3.     Financials (As Per Availability)

15.1.4.4.     Key Market Focus & Geographical Presence

15.1.4.5.     Recent Developments

15.1.4.6.     Key Management Personnel

15.1.5. State Bank of India Limited

15.1.5.1.     Company Details

15.1.5.2.     Products & Services

15.1.5.3.     Financials (As Per Availability)

15.1.5.4.     Key Market Focus & Geographical Presence

15.1.5.5.     Recent Developments

15.1.5.6.     Key Management Personnel

15.1.6. South Indian Bank Limited

15.1.6.1.     Company Details

15.1.6.2.     Products & Services

15.1.6.3.     Financials (As Per Availability)

15.1.6.4.     Key Market Focus & Geographical Presence

15.1.6.5.     Recent Developments

15.1.6.6.     Key Management Personnel

15.1.7.  Indian Bank Limited

15.1.7.1.     Company Details

15.1.7.2.     Products & Services

15.1.7.3.     Financials (As Per Availability)

15.1.7.4.     Key Market Focus & Geographical Presence

15.1.7.5.     Recent Developments

15.1.7.6.     Key Management Personnel

15.1.8. Federal Bank Limited

15.1.8.1.     Company Details

15.1.8.2.     Products & Services

15.1.8.3.     Financials (As Per Availability)

15.1.8.4.     Key Market Focus & Geographical Presence

15.1.8.5.     Recent Developments

15.1.8.6.     Key Management Personnel

15.1.9. Yes Bank Limited

15.1.9.1.     Company Details

15.1.9.2.     Products & Services

15.1.9.3.     Financials (As Per Availability)

15.1.9.4.     Key Market Focus & Geographical Presence

15.1.9.5.     Recent Developments

15.1.9.6.     Key Management Personnel

15.1.10.              Axis Bank Limited

15.1.10.1.  Company Details

15.1.10.2.  Products & Services

15.1.10.3.  Financials (As Per Availability)

15.1.10.4.  Key Market Focus & Geographical Presence

15.1.10.5.  Recent Developments

15.1.10.6.  Key Management Personnel

16. Strategic Recommendations

16.1.            Key Focus Areas

16.2.            Target Property Type

16.3.            Target Interest Rate

17. About Us & Disclaimer

 

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